Last Updated: March 6, 2026
These Terms and Conditions govern the use of this website and all services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas, including document preparation, consultations, and in-person estate planning services. By using this website or engaging our services, you agree to be legally bound by these Terms and Conditions.
Please read these Terms and Conditions carefully before using this website or signing any documents.
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these terms, you should not access or use this website.
These Terms may be updated periodically without notice. Your continued use of this website constitutes acceptance of any updated Terms.
1. Website Ownership
2. Eligibility
3. Informational Purposes Only
3.1 No Legal Advice / No Attorney-Client Relationship
3.2 Client Responsibility for Legal Review
3.3 Client Responsibility for Information Provided
3.4 No Guarantee of Legal Outcome or Document Effectiveness 3.5 No Third-Party Reliance / No Beneficiary Rights
3.6 No Financial, Tax, or Investment Advice
4. Not a Law Firm
5. Use of Estate Planning Documents
6. Payment Authorization and Acceptance of Terms
7. Payment Disputes and Chargeback Policy
8. Non-Refundable Service & Travel Completion Clause 9. Notarization and Document Execution Acknowledgment 10.Scheduling, Facility Access, and Client Availability
11.Third-Party Interference and Obstruction of Services 12.Client Capacity, Voluntary Participation, and Third-Party Payment Acknowledgment
13.User Responsibility
14.Intellectual Property
15.Third-Party Links
16.Disclaimer of Warranties
17.Limitation of Liability
18.Internet Security
19.Mandatory Arbitration and Dispute Resolution
20.Limitation Period for Claims (Statute of Limitations)
21.Governing Law
22.Changes to These Terms
23.Contact Information
This website is owned and operated by:
My Wills and Trust Specialist
Allan G. Vargas
Trust Specialist, TWH Living Trust
Throughout these Terms and Conditions, the terms “we,” “us,” or “our” refer to My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas.
All content, materials, and services provided through this website are subject to these Terms of Use.
You must be at least 18 years old to use this website. By using this website, you confirm that you are legally capable of entering into a binding agreement.
The information provided on this website is for general informational and educational purposes only.
Nothing contained on this website should be interpreted as:
Every person’s circumstances are different. You should consult with a licensed attorney, tax advisor, or financial professional before making legal or financial decisions.
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas provide educational information and document preparation assistance only.
We are not a law firm, and no attorney-client relationship is created through the use of this website, our services, or through any communication with Allan G. Vargas or representatives of My Wills and Trust Specialist or TWH Living Trust.
The services offered through this website may include guidance, education, and assistance related to estate planning documents such as living trusts, wills, powers of attorney, and related estate planning materials. These services are intended to assist individuals who wish to prepare their own documents and understand general estate planning concepts.
However:
Any information provided through this website or through our services is general information only and should not be relied upon as legal advice.
Estate planning laws vary by state and individual circumstances. Because each situation is unique, you are strongly encouraged to consult with a licensed attorney in your state regarding your estate planning decisions and the suitability of any documents you prepare.
Use of this website, purchase of any document services, or communication with My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas does not create an attorney-client relationship or legal privilege.
If you require legal advice, legal representation, or interpretation of the law, you should seek the services of a licensed attorney.
Clients using the services of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas acknowledge and agree that they are solely responsible for reviewing any estate planning documents prepared through our services.
The documents and materials provided through our services are intended to assist individuals in preparing their own estate planning documents based on the information they provide. These documents are not reviewed, approved, or validated by an attorney unless the client independently engages one.
Because estate planning laws vary by state and individual circumstances, clients are strongly encouraged to have their completed documents reviewed by a licensed attorney before signing or relying upon them.
By using our services, you acknowledge and agree that:
Failure to obtain legal review does not create liability for My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas regarding the validity, enforceability, or effectiveness of any documents prepared through our services.
Clients using the services of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas acknowledge and agree that they are solely responsible for the accuracy, completeness, and truthfulness of all information they provide.
Our services rely entirely on the information supplied by the client when preparing estate planning documents. We do not independently verify the information provided, including but not limited to:
Because the documents are generated based on the information provided by the client, any errors, omissions, or inaccuracies in that information may affect the validity or effectiveness of the documents.
By using our services, you acknowledge and agree that:
Clients are strongly encouraged to carefully review all information and consult with a licensed attorney if they have questions about how their information may affect their estate planning documents.
Clients using the services of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas acknowledge and agree that no guarantees, warranties, or representations are made regarding the legal outcome, effectiveness, or enforceability of any estate planning documents prepared through our services.
Estate planning laws vary by state and are subject to change. In addition, the effectiveness of estate planning documents may depend on many factors outside of our control, including but not limited to:
Because of these factors, My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas cannot guarantee that any document will:
Clients acknowledge that estate planning outcomes ultimately depend on many legal and factual circumstances beyond the preparation of documents alone.
For the highest level of legal certainty, clients are encouraged to have their estate planning documents reviewed by a licensed attorney and to periodically review their estate plan as laws and personal circumstances change.
By using our services, clients agree that My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas shall not be liable for any legal outcomes, probate results, tax consequences, or disputes arising from the use or interpretation of documents prepared through our services.
The services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas are intended solely for the benefit of the individual client who engages our services.
No third party, including but not limited to:
shall have any right to rely upon, enforce, or assert claims relating to the services provided or the documents prepared through our services.
Estate planning documents are prepared based on the instructions and information provided by the client at the time services are performed. Because estate plans often affect individuals who are not present during the preparation process, those individuals may disagree with the client’s decisions or the structure of the documents.
By using our services, clients acknowledge and agree that:
This limitation applies to any claims that may arise before or after the client’s death, including claims relating to the interpretation, enforcement, or outcome of estate planning documents.
The services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas are limited to general educational information and document preparation assistance related to estate planning.
Nothing provided through this website, during consultations, or through any communication with My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas should be interpreted as:
Estate planning decisions may have important financial, tax, and investment implications, and those matters require evaluation by appropriately licensed professionals.
Clients are strongly encouraged to consult with qualified professionals such as:
before making decisions related to their estate, taxes, financial planning, or investments.
Any discussion of financial or tax topics provided through our services is general in nature and is not intended to address the specific financial circumstances of any individual client.
By using our services, clients acknowledge that My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas are not acting as financial advisors, tax advisors, accountants, or investment advisors in connection with estate planning document preparation services.
Clients agree that they are solely responsible for seeking independent professional advice regarding financial, tax, or investment matters.
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas are not a law firm and do not provide legal advice or legal services.
The services offered through this website may include information about estate planning, living trusts, wills, and related services.
Use of this website does not create an attorney-client relationship.
If you require legal advice, you should consult with a licensed attorney in your state.
If estate planning documents, templates, or related services are provided through this website:
We cannot guarantee that any document or form will meet your specific legal needs or circumstances. You are solely responsible for determining whether any documents or services are appropriate for your personal situation.
By submitting payment for services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas, the client acknowledges that they have read, understood, and agreed to these Terms and Conditions. Payment for services constitutes full acceptance of all policies described herein, including all service, travel, scheduling, and non-refund provisions. Clients agree that payment authorizes the commencement of document preparation, consultations, scheduling, and travel arrangements. Once payment is received and services begin, the payment is considered earned in accordance with these Terms and Conditions.
Clients agree that all payments made for services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas represent payment for professional services including document preparation, consultations, scheduling, and travel commitments.
Clients agree not to initiate or attempt to initiate credit card chargebacks, payment reversals, or payment disputes for services that have been performed in accordance with these Terms and Conditions.
If a payment dispute, chargeback, or reversal is initiated with a financial institution or payment processor for services that have already been performed, the client agrees that:
Initiating a payment dispute does not cancel or void the client’s financial obligation for services performed.
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas reserve the right to pursue recovery of unpaid balances through lawful collection methods if necessary.
All estate planning services require full payment in advance.
All services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas require full payment prior to the commencement of any work, including but not limited to document preparation, consultations, scheduling, and travel arrangements.
If a third party (including a family member, child, caregiver, or other individual) submits payment or engages services on behalf of the signing client, that person acknowledges and agrees that they are financially responsible for the full payment of services and that all payments remain non-refundable in accordance with these Terms and Conditions, regardless of whether the signing client ultimately signs the prepared documents.
All payments made for estate planning services are deemed fully earned upon the commencement of services and are non-refundable.
Work is considered to have commenced once any of the following occurs:
Clients acknowledge and agree that travel time, preparation time, and in-person meetings constitute completion of services, regardless of whether estate planning documents are ultimately signed or executed.
If My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas travels to a client’s residence or any other location, including but not limited to:
and the client or signing party refuses, declines, or is unable to sign the prepared documents for any reason, the services shall be deemed fully performed, and no refunds, discounts, credits, or reimbursements shall be issued.
This policy applies regardless of the reason the documents are not signed, including but not limited to:
If an additional appointment is requested after an initial visit has occurred, including situations where documents were not signed during the first visit, a minimum return service fee of $200, or the current applicable travel/service fee, whichever is greater, will apply.
Additional visits may also be subject to:
Clients further acknowledge that document preparation services, travel time, and scheduling commitments represent substantial professional time and resources, and therefore all payments remain fully earned once services begin.
Estate planning documents are prepared based on the information provided by the client at the time services are requested. If a client requests changes, corrections, updates, or revisions to documents after preparation has begun or after documents have been completed, additional service fees may apply. My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas reserve the right to charge reasonable fees for document revisions, additional consultations, or re-preparation of documents.
By engaging the services of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas, the client agrees to these terms and accepts full financial responsibility for the services provided.
Clients acknowledge that any notarization services provided in connection with estate planning documents are performed solely for the purpose of verifying the identity of the individual signing the documents and witnessing the execution of those documents as required by law.
Notarization does not constitute legal advice, legal review, or certification that the contents of any document are accurate, legally sufficient, or appropriate for the client’s personal circumstances.
By signing or notarizing estate planning documents, the signing individual acknowledges that:
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas do not make medical or legal determinations regarding a person’s mental capacity and are not responsible for evaluating a signer’s legal competency beyond the standard observations required during document execution.
If at any time it reasonably appears that a signer may not understand the nature of the documents or the consequences of signing them, notarization or document execution services may be postponed or declined at the sole discretion of My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas.
Clients acknowledge that notarization or witnessing of documents does not guarantee the legal enforceability or validity of any estate planning document.
Clients engaging the services of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas are responsible for ensuring that all necessary arrangements are made for scheduled meetings, document signings, and in-person consultations.
This includes ensuring that the signing party is:
Clients are also responsible for coordinating access with any third parties who control entry to the meeting location, including but not limited to:
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas are not responsible for delays, cancellations, or inability to complete document signings caused by:
If the scheduled appointment cannot proceed due to any of the circumstances above, the appointment shall still be considered fulfilled for purposes of service completion, and the Non-Refundable Service & Travel Completion Clause shall apply.
Any additional visit required to complete the signing will be treated as a new service appointment and will be subject to the minimum return service fee of $200, or the current applicable travel/service fee, whichever is greater, along with any applicable travel or service charges.
Clients are encouraged to confirm in advance that the signing party is available, willing, and able to participate at the scheduled time, and that the location permits outside visitors and document signings.
Clients acknowledge that estate planning services provided by My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas may involve coordination with third parties including family members, caregivers, facility staff, medical personnel, or other individuals present during meetings or document signings.
Clients agree that third parties who are not the signing client do not control or direct the services provided, and any attempt by a third party to interfere with, obstruct, delay, or prevent the preparation or execution of estate planning documents does not alter the client’s financial obligations under these Terms and Conditions.
Interference may include, but is not limited to:
If interference or obstruction by a third party occurs, My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas reserve the right to suspend, postpone, or terminate the appointment at their sole discretion.
Such circumstances shall not constitute a failure to perform services, and all payments made for document preparation, consultations, scheduling, and travel shall remain fully earned and non-refundable in accordance with these Terms and Conditions.
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas shall not be responsible for resolving disputes among family members, caregivers, or other third parties regarding the client’s estate planning decisions.
Clients and any individuals present during meetings or document signings acknowledge that audio or video recording of consultations, meetings, or signing appointments may not occur without the consent of My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas.
Unauthorized recording of meetings, consultations, or document execution appointments is prohibited.
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas reserve the right to suspend or terminate any meeting or appointment if unauthorized recording occurs.
Clients engaging the services of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas acknowledge and agree that estate planning decisions must be made voluntarily and without coercion or undue influence from any third party.
In many situations, a family member or other third party may request services or pay for estate planning documents on behalf of the individual who signs the documents. In such cases, the person whose estate planning documents are being prepared is considered the decision-making client, even if another individual pays for the services.
The paying party acknowledges and agrees that:
The signing client represents that they are acting of their own free will and that their decisions regarding the preparation and execution of estate planning documents reflect their personal wishes and intentions.
My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas do not make legal determinations regarding a client’s mental capacity. However, if during a meeting or document signing it reasonably appears that the client may not understand the nature of the documents or the consequences of signing them, services may be postponed or declined at the sole discretion of My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas.
If undue influence, coercion, or lack of voluntary participation is suspected, services may be discontinued immediately.
When a third party has paid for services, the paying party acknowledges that payment remains fully earned and non-refundable in accordance with these Terms and Conditions, even if the signing client later declines to sign the prepared documents. My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas shall not be responsible for disputes among family members, beneficiaries, heirs, or other interested parties regarding the client’s estate planning decisions.
By using this website, you agree that:
All content on this website, including but not limited to:
is the property of My Wills and Trust Specialist, TWH Living Trust, Allan G. Vargas, or their licensors, and is protected by applicable copyright and intellectual property laws.
You may not reproduce, distribute, modify, republish, or create derivative works without prior written permission.
This website may contain links to third-party websites for informational purposes. We are not responsible for:
Accessing third-party websites is done at your own risk.
This website and all content provided are offered “as is” and “as available.” My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas make no warranties regarding:
We do not guarantee that the website will be uninterrupted, secure, or free of errors.
To the fullest extent permitted by law, My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas shall not be liable for any damages arising from the use of this website, the use of any information provided, or the use of any services or documents prepared.
This limitation includes, but is not limited to, liability for:
Clients acknowledge and agree that the preparation of estate planning documents is based solely on the information provided by the client and that My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas shall not be responsible for outcomes resulting from inaccurate, incomplete, or changing information provided by the client.
To the fullest extent permitted by applicable law, the total liability of My Wills and Trust Specialist, TWH Living Trust, and Allan G. Vargas, if any, for any claim arising out of or relating to services provided shall not exceed the amount paid by the client for the services giving rise to the claim.
While we take reasonable steps to protect information submitted through this website, no internet transmission is completely secure.
Use of this website and submission of information is done at your own risk.
By using this website or engaging the services of My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas, you agree that any dispute, claim, or controversy arising out of or relating to these Terms and Conditions, the use of this website, or
shall be resolved through binding arbitration, rather than through litigation in court, except where prohibited by law.
Before initiating arbitration, the parties agree to attempt to resolve any dispute informally.
Clients agree to contact My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas and provide written notice of the dispute, including a description of the issue and the requested resolution. The parties agree to attempt good-faith negotiations for a period of at least 30 days before initiating arbitration proceedings.
If the dispute cannot be resolved through informal negotiations, the matter shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) or another mutually agreed arbitration provider.
Arbitration shall be conducted in accordance with the Consumer Arbitration Rules of the American Arbitration Association, unless otherwise agreed by the parties.
All arbitration proceedings shall take place in Orange County, California, unless both parties agree to an alternative location.
The parties acknowledge that arbitration replaces the right to file a lawsuit in court and replaces the right to have claims decided by a judge or jury.
All claims must be brought solely on an individual basis.
Clients agree that they may not bring claims against My Wills and Trust Specialist, TWH Living Trust, or Allan G. Vargas as part of:
The arbitrator shall have no authority to combine or consolidate claims from multiple parties.
The arbitrator shall have exclusive authority to resolve any dispute relating to the interpretation, applicability, enforceability, or formation of this arbitration agreement.
The arbitrator may award damages or relief only to the extent permitted under applicable law and these Terms and Conditions.
This arbitration agreement and any disputes arising from the use of this website or services shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles.
If any portion of this arbitration provision is determined to be unenforceable, the remaining portions shall remain in full force and effect.
To the fullest extent permitted by applicable law, any claim, dispute, or cause of action arising out of or related to:
Clients acknowledge that estate planning matters may affect family members, beneficiaries, or other third parties after the client’s death. However, any claim relating to services provided must still be brought within the one (1) year limitation period described above. If any applicable law prohibits the shortening of the statute of limitations for a particular claim, then the claim must be brought within the shortest time period permitted by law.
These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of California, without regard to conflict of law principles.
Any disputes related to the use of this website shall be resolved in the appropriate courts located within the State of California.
We reserve the right to modify these Terms and Conditions at any time.
Updates will be posted on this page with the revised date. Continued use of the website after updates indicates acceptance of the revised Terms.
If you have questions regarding these Terms and Conditions, please contact:
My Wills and Trust Specialist
Phone: 949-799-1231